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Access To Money

The UK has a good coverage of ATM machines, although of course these will be less accessible in many rural areas. Bank branches (some automated only) are widespread also, although cost-cutting in recent years by major banks has had some impact.

Bureau de change can be found in most city centres or transport hubs such as railway stations. While many hotels and other money exchange dealers will offer to change money also, their rates are often poor and should only be accepted if money is absolutely required. Thomas Cook outlets also offer money-changing facilities.

International credit cards are widely accepted by ATM's and retailers in the UK. Major names such as Visa, Mastercard, American Express, and Diners Club are commonplace. Note however that some rural businesses and smaller establishments such as B&B's may only accept cash.

ATM cash cards from your home country may be usable in UK ATM's - you should confirm this with your bank before you depart to make sure. Those that have the Cirrus or Plus logos can access designated machines throughout the world. Of course, if you have a UK bank account they will provide you with a bank card.

For your initial arrival in the UK or for subsequent travels, it always pays to have some travellers cheques as back up. These can be easily converted (usually for a small commission) at banks, bureaux de change, or branches of Thomas Cook. Visa and American Express travellers cheques are two of the more common and widely accepted brands.

More Information

Visit our guide to opening a bank account.

 

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